Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland and eventually growing in North Topeka and later city wide. The banks original name was Oakland State Bank.
In the 1920s Glenn Swogger Sr. and his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters in the back. The bank eventually grew through the consolidation of Oakland State Bank with Kaw Valley National Bank, Shawnee State Bank and Kaw Valley Citizens State Bank. When Kaw Valley National Bank was purchased in 1933 the new location became 844 North Kansas Ave. (which is now known as Bradley's Corner Cafe), and assumed the name Kaw Valley State Bank. A new bank location was built in 1965 in North Topeka at 1110 North Kansas Ave. This location is known today as the Kaw Valley Bank headquarters.
Glen Swogger Sr. remained the chairman and President of Kaw Valley State Bank until his retirement in 1982 at the age of 86. At that time Gerald Lauber, who started his career at the bank in 1972 while attending college and working his way up from Teller to Lending, was named as the President while Swogger Jr, M.D. was named the Chairman. Dr Swogger also served as Director of the Will Menninger Center. He was on staff with the Menninger Clinic for 22 years. In January of 2007 Kaw Valley State Bank and Trust formally shortened its name to Kaw Valley Bank.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154