The First National Bank in Trinidad opened its doors on April 16, 1875, a year before Colorado was granted its statehood and the town of Trinidad incorporated. First National began a journey traveling and growing with the nation, the West, and Trinidad through the best and worst of times. Founded by local businessman and community leader, Frederick D. Wight, the bank began on the Santa Fe Trail with pioneers who blazed their way to the untamed West. It has ventured into the 21st century with a spirit not unlike the early pioneers.
First National Bank BuildingThe bank building, constructed in 1892, was designed by the architectural firm, Bulger and Rapp, and soon became a focal point in the downtown business district. It has since become an icon for the institution known today.
Those who have worked at The First National Bank over the years reflect a dedication to service and excellence, which has allowed the bank to be the strong institution needed to serve its community. The current caretakers, as well as those who have gone before them, are really only just passing through. It is the institution they have built, The First National Bank in Trinidad, which endures.
Since 1986, it has been a tradition for the bank to publish a Collector’s Series Calendar, which covers various topics of history from the area. These calendars have become a collectible item within the community and are eagerly anticipated each year. They have won numerous awards from Business in the Arts, Pikes Peak Advertising Federation, Colorado Business Committee for the Arts, The City of Trinidad, and the Trinidad Historical Society. First National prides itself in doing its small part in preserving the history of the area in an artistic fashion. Each year the calendar has a new theme and features either historic photographs or original artwork by local artists.
First National continues to strive to be a true “community” bank with customer service as its number one priority. The quarterly newsletter that they publish features area businesses, school vacation schedules, and a community schedule of events from the three-county area in Southern Colorado and Northern New Mexico. It, too, is well received by local residents. First National sponsors multiple events throughout the year in support of area schools, needy families, senior citizens, children and veterans.
Along with their hands-on customer service approach, they also offer the latest in banking services and technology. It’s what they like to call ‘High Tech-High Touch’ banking. First National’s commitment to strength and stability is the direct result of conservative values and responsible management. With five “brick and mortar” locations and eight ATM locations in Southern Colorado and Northern New Mexico, they strive to offer convenient service with a friendly smile. The First National Bank in Trinidad is a Member FDIC and equal housing lender.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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