We started in 1971 as Washington Steel Federal Credit Union. We served the hard working employees of the Washington Steel Company. We were always committed to helping our neighbors save, borrow, and live better, so we became Washington Community Federal Credit Union and began to serve the whole community. Even then, we wanted to do more.
We began by rethinking our roots, our identity, and the impact we could have in the community. We rebranded ourselves as CHROME Federal Credit Union to reflect how we began by serving the employees of Washington Steel Company and then growing to serve the entire Washington community.
We listened to what our members wanted, learning about how they lived, and simplifying our products. We built CHROME to represent and serve our members. We became one with the community, and our members became one with us.
Today, we look for ways to perform random acts of kindness. We don’t let doing our job get in the way of getting to know you. We work to ensure every interaction you have with CHROME or one of our team is positive and fully meets your expectations. That is our commitment to you.
Beyond the name, the concept of CHROME is what we strive to deliver. CHROME is a metal that can be stretched and pounded, but will never break. Add the element Chromium to steel, and steel becomes even stronger. That’s us. CHROME. Banking that shines.™
The Best of the Best Awards celebrate the best businesses and organizations as voted on by the residents of Washington and Greene counties. CHROME received the 2019 Best Credit Union and 2019 Best Mortgage Lender awards. For 2020, we were thrilled to win these awards again! We thank our employees and members for being the best part of CHROME.
The NBRI Circle of Excellence Award recognizes organizations that place a high value on employee engagement and member satisfaction. These organizations demonstrate their dedication by conducting best in class survey research with NBRI and taking action based upon the results.
BauerFinancial is the source for unbiased, independent bank and credit union star-ratings. No institution pays for its rating, nor can they avoid a rating. BauerFinancial, Inc. has been analyzing and reporting on the financial condition of the nation’s banking industry since 1983. This practice, along with an excellent track record, has earned the respect of regulators, bankers and consumers across the country.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154