As a member of EPFCU, you and the members of your immediate family are eligible for a lifetime of financial services. And, because we're a not-for-profit financial cooperative, you contribute directly to the well-being of the credit union simply by taking advantage of the many beneficial services we offer. Furthermore, you're encouraged to participate in CU committees and vote for CU officials at our Annual Membership Meeting. At EPFCU, you're never a customer … you're an owner!
Our History
The EP Federal Credit Union was originally chartered in 1935 by 10 employees of the Bureau of Engraving and Printing for the purpose of 'promoting thrift and providing a source of credit' for the employees there. During the late 1970's and 1980's, the credit union made several charter changes through mergers and expansions to include other organizations and grow our potential field of membership. Two major groups were the Environmental Protection Agency (EPA) and the students and faculty of Catholic University of America and American University. We continued to serve these groups through traditional means through the first decade of the Twenty First Century.
In 2011, NCUA, our regulatory agency, approved a very simple change to our name — from Engraving & Printing to EP Federal Credit Union. This change might have gone unnoticed had it not been for the accompanying huge changes in our method of service delivery. Over time, our opportunities for growth had shifted to our EPA and student fields of membership and our board of directors made a strategic decision to employ the dynamics of technology available to the financial services industry to enhance access for our members. Along with our name change we introduced a new logo, and a new tagline demonstrating our new commitment. Our focus was redirected to virtual service delivery and to helping our members show their concern for the environment.
Through the years we have remained a strong financial institution that demonstrates our commitment to the needs of our members by providing high-quality financial products utilizing technology for high-performance in an environmentally responsible way.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154