Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation. The family pioneered Waterman State Bank’s leadership for more than 75 years, the legacy of which still carries on today.
In 1969, Milo and Elizabeth George (known to many as ‘Buck’ and ‘Puzz’) purchased shares of the bank from the Roberts family. During his 63 years of service at Waterman State Bank, Buck spent 14 years shaping Waterman State Bank as president.
After Buck retired in 1987, Robert ‘Bob’ Daniel took over as president, having started his career with the bank in 1970. Bob retired in 2002 after navigating 15 years at the helm.
Al Golden first served on the board in 1963. In his third decade of service, Al became the Chairman of the Board. Al retired in 2008 after completing 13 years as the Chairman of the Board.
We will forever be grateful for the service that each individual contributed to Waterman Bank. Most importantly, we would like to thank the stockholders who make it possible for the bank to continue as it stands today
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154