IncredibleBank is America’s First Online National Community Bank, and what we do is get our customers to their incredible. Whatever incredible means to them. Life has plenty of challenges and we don’t want your Bank to be one of them. We’ve raised the Banking bar because our customers have asked us to. Wherever they might be, and for whatever reasons they want, they’ve asked us to make life incredible for them. And we’re all too willing to oblige. With a name like IncredibleBank, we better be that everyday and every time. Our name keeps us honest and reminds us all the time what we need to be, incredible.
IncredibleBank actually started in 1967 as River Valley Bank with a single location in Rothschild, Wisconsin. Over the years we grew to 15 locations in Wisconsin and Michigan’s Upper Peninsula. We were, and still are, a community Bank in those areas with a focus on providing businesses and residents with top-notch Banking products and services, but now under the name IncredibleBank.
In 2009, we opened IncredibleBank, our online, national community Bank, and because of its rapid success, we decided to merge both Banks into one powerhouse brand that remained committed to the communities we serve, but with a twist. And that twist was to bring both Banks together and be known from here on out as IncredibleBank.
But that’s where we are today, how did it all begin? Ron and Kay Nicklaus were a dynamic husband and wife team who were committed to agriculture, and became the largest grower and shipper of beans in the U.S. They had a clear vision of what Banks should do and an even clearer vision of what Banks weren’t doing. They purchased River Valley Bank in 1983, and with their sons Todd and Greg, and then current President and CEO, Todd Nagel, turned the Bank into IncredibleBank. Now, IncredibleBank serves customers in all 50 states, and was named the Most Innovative Bank in America
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154