Since 1954 Universal Bank has been dedicated to the commitment of serving our local communities. Universal Bank provides the range of products and services you would expect from a major bank, combined with the added personal attention and excellent service of a community bank.
We are here to serve you in our branches, on the phone or online.
As one of the premier Multi-Family Lenders in Southern California, Universal Bank has the ability to tailor a loan to meet all your financial needs.
Universal Bank offers you five convenient locations across Southern California to better help meet your financial needs. Whether you’re in the need for a checking account or other type of account Universal Bank is here to serve you. With ATM’s at most locations, you will have easy access to your money when you need it.
Customers remain with us year after year. We are proud to provide our customers with excellent customer service and the solutions that best fit their financial needs.
Besides personal attention, our employees are multi-lingual to better serve you and expedite your transactions. Our products and services are offered at competitive rates.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154