The Credit Union's goal is to develop a long-term working relationship with you and your family - one built on trust and results. We're fully committed to you and your unique financial needs and goals. We do not advertise! We pay our members to be advocates. There is a reason that we are growing at 20% a year. We are a true coop who returns the excess earnings to the members. We do not sit in Ivory Towers and go on lavish executive trips. We roll up our sleeves and get down to business with you. Our goal is to make your financial life easier and more rewarding!
So, whether you are joining our VAMCU Division (For serving vets, just like we have been for over 60 years), our First Californian Division, or are a part of our main American United Family of Credit Unions, we feel that: "We are the Difference that Makes a Difference" and "Together we are Stronger." I invite you to put our products and services to the test and find out the DIFFERENCES we have engineered into them. I think you will find it to be very rewarding and enlightening.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154