First Trust and Savings Bank, with it's origin dating back to 1886, has been very blessed to be part of a strong agricultural area that now includes facilities in the towns of Wheatland, Dixon, Lost Nation, Calamus, Grand Mound, and Donahue, Iowa.
First Trust is a locally owned community bank, with many long term experienced employees to serve you. We strive to provide you with the products you desire, and the service you deserve. Our hope is that whatever your business is with First Trust, you always feel that you have dealt with a staff that takes your financial needs seriously, and treated you as a friend.
History
First Trust and Savings was founded in Wheatland, IA in 1886 by Edward Guenther along with his brother, Henry Guenther, and his father, John Guenther. The Guenthers recognized the agricultural and industrial needs of the community and developed First Trust and Savings Bank as one of the strongest financial institutions in the agricultural area between Clinton, Iowa and Cedar Rapids, Iowa.
When the Guenthers originally founded the bank, they named it John Guenther and Sons, Private Bankers after themselves, the founders. In 1910 the bank became incorporated and was named German Trust and Savings Bank, and finally, in 1918 First Trust and Savings Bank assumed it's present name.
First Trust and Savings grew rapidly in the late 1880's which led to the development of a branch bank in Lost Nation, Iowa. In the early 1960's, First Trust expanded with the purchase of Dixon Bank and Trust in Dixon, Iowa. First Trust continues to grow with the addition of the Calamus and Grand Mound offices in 1999, the Donahue office in 2007 and most recently the Eldridge office in 2020.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154