HarborLight Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties. If you live or work in any of these counties, you can bank with us!Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties.
Today, HarborLight Credit Union offers our services to all of the following:
•Persons who live, work, worship or attend school in Muskegon, Oceana or Newaygo Counties, Michigan or the townships of Chester, Spring Lake, Crockery, Polkton, Wright, Grand Haven, Robinson, Allendale or Tallmadge in Ottawa County, Michigan.
•Persons within the immediate family of a member (immediate family member means relatives of the member, by blood or marriage; or any individual living under the same roof and in the same household as the member).
•Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.
•Any person over the age of 55 who receives a retirement annuity, pension, social security or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union’s main office or a branch is located.
When you choose HarborLight Credit Union, you are choosing a partner who believes in providing you with the tools and information you need to succeed. We are committed to our community through our financial education efforts in the schools and our support of local charities and organizations. Our staff volunteers hundreds of hours every year to support local causes!
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154