Mortgage America is the number one lender in Eastern PA for over 38 years, with 15 billion dollars in Eastern PA originations, and thousands of loans serviced. From first call to after closing Mortgage America is here to serve you.
Our main office is headquartered in Whitehall. Opening our doors more than 38 years ago, we were established in response to the region’s growing demand for community-based home loans. As a locally owned and operated pioneer in mortgage banking, we are proud of our reputation as an expert in local housing markets with the necessary resources to provide fast, locally made decisions.
Over the years, our in-depth industry knowledge and community dedication have allowed us to expand our regional footprint, giving more customers access to smart mortgage solutions. Our Loan Officers are now available to help home buyers at eleven Mortgage America offices. From these conveniently located offices, our Mortgage America team has completed thousands of loans for our customers throughout Eastern Pennsylvania.
When a customer speaks with one of our Loan Officers, they are talking to a member of their community, and in many cases, someone who has worked at Mortgage America for years, if not decades. This is true of our other team members as well. Mortgage America’s entire staff, from our Loan Officers to our Loan Processors, from our Underwriters to our Closers, are seasoned professionals that take enormous pride in their work. Unlike other lenders, our team members have deep roots in this region as well as a wealth of local knowledge and industry expertise that they can apply to their work. Our staff stays current on changes within the local markets as well as changes to federal and state programs and policies. The beneficiaries of our team’s experience and education is our customers, who receive the information they need to decide which loan best fits their specific needs.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154