Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.
The Naftzger family’s prominence in the Wichita financial community began in 1886 when L. S. Naftzger sold his banking business in Warsaw, Missouri to come to Wichita, a booming "Cow Town". Heralded far and wide was the fact that from June, 1886 to June, 1887, ten million dollars had been spent on improvements in Wichita. Twenty-six hundred buildings had been erected and in that year the population jumped from 20, 129 to 31, 760. At the end of this year, there were six banks in Wichita. In this dramatic period of growth, L. S. Naftzger opened a law office at 414 East Douglas. Besides practicing law, Mr. Naftzger purchased shares in The Fourth National Bank (now Bank of America) and ultimately became President of The Fourth National Bank in 1892, a position he held for 18 years. In 1910 Mr. Naftzger and his sons M.C. (Clif) and Fred D. sold their banking interests at the Fourth, until in 1915 they organized and became the principal officers of the Southwest State Bank.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154