Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.
Discover Mortgages by Jill with Jill Burgess at Ameris Bank for mortgage pre-approval, home purchase loans, and refinancing support—clear communication, organized steps, and guidance you can trust.
Homeownership can be one of life’s most rewarding milestones—and the right mortgage guidance can turn a complex process into a confident, step-by-step journey. Mortgages by Jill, led by Jill Burgess (Ameris Bank), is designed for buyers and homeowners who want clarity, responsiveness, and a plan that fits their real life.
Contact Jill Burgess
A strong mortgage experience isn’t only about numbers—it’s about feeling informed at every step. Mortgages by Jill emphasizes:
Because only basic company details were provided, the following are common solutions borrowers typically discuss with a mortgage professional.
Whether you’re a first-time buyer or moving up, a purchase loan conversation often focuses on monthly comfort, down payment strategy, and timelines.
Common loan types include:
A mortgage pre-approval helps you shop with confidence and strengthens your offer. It can also clarify what you can afford before you fall in love with a home.
Refinancing may help homeowners:
You’ll discuss goals, timeline, and what you want your payment to feel like.
Typically includes income, assets, and credit review to support your loan strategy.
Underwriting verifies the details; closing finalizes the loan and transfers ownership (for purchases).
Helpful tip: Keep finances steady during the process—avoid new credit lines and large unexplained deposits unless discussed ahead of time.
If you’re ready to buy, refinance, or simply get answers, reach out to Mortgages by Jill and start with a conversation.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
