2026 FHA (Government Loans) Limits for Anchorage, Anchorage County, Alaska

In 2026, the FHA loan limit for Anchorage in Anchorage county, AK, is set at $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three units, and $907,900 for four-unit properties.

For conventional loans, the maximum available is $1,089,300 for a single-family residence, $1,394,775 for dual units, $1,685,850 for triple units, and $2,095,200 for four units.

Utilize our FHA calculator to review today’s FHA best rates and identify the necessary down payment, income, credit, reserves, and documents for qualification.

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Review Your Loan Options in Anchorage, AK

With Lendersa® calculator, you can compare FHA rates and terms against those of other loan programs. Explore and contrast options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.

Lendersa® compiles loan data from thousands of lenders, quickly evaluating it against your distinct financial characteristics and needs.

The Loan Limits Comparison Table for 2026 in Anchorage, situated in Anchorage county, AK, features an analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification metrics like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Anchorage county of Anchorage, AK

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $0 $0 $0 $0
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Anchorage FHA Lenders

  • First National Bank Alaska
  • 101 West 36th Avenue, Anchorage, AK, 99503
  • Lends in Alaska
  • The Bank’s multi-part mission is to safekeep depositors’ money, provide all legitimate financial services to the community consistent with Bank resources, furnish employees with competitive salaries and a pleasant working environment, and earn a proper return for shareholders. For nearly a century our commitment to the mission has served our custom

  • Northrim Bank
  • 3111 C St, Anchorage, AK, 99503
  • Lends in Alaska
  • Northrim Bank is a commercial Bank, headquartered in Anchorage, Alaska, committed to providing Customer First Service. We specialize in serving businesses, professionals, and individual Alaskans who are looking for personal service and value. Our mission is To be Alaska’s most trusted financial institution

  • C2C Mortgage LLC
  • 4300 B St, Anchorage, AK, 99503
  • Lends in Alaska
  • At C2C Mortgage LLC we offer more than just your typical buying process. Our knowledgeable staff believes in teaching processes as well. Unlike brokers, banks don't have to disclose what they make on your loan. You may pay more than you need to if you don't shop aggressively. Mortgage banks tend to offer fewer products.

  • Cook Inlet Lending Center
  • 3600 Spenard Road, Suite 100, Anchorage, AK, 99503
  • Lends in Alaska
  • Cook Inlet Lending Center, Inc. (CILC), formerly known as NaQenq’a, was created in 2001 as a social enterprise of Cook Inlet Housing Authority to address the need for affordable home financing and development services in the Cook Inlet Region of Alaska (CIRI). Cook Inlet Housing Authority (CIHA), founded in 1974,

  • Homestate Mortgage Company
  • 3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
  • Lends in Alaska
  • Homestate Mortgage Company LLC is located in Wasilla, AK, United States and is part of the Mortgage Banking Industry. Homestate Mortgage Company LLC has 1 employees at this location. (Employees figure is modelled). There are 3 companies in the Homestate Mortgage Company LLC corporate family.

  • TITAN MORTGAGE CAPITAL, INC
  • 3301 C St, Suite 204, Anchorage, AK, 99503
  • Lends in Alaska
  • "Titan Mortgage specializes in the Alaska mortgage market. Our experts have been helping Alaskans with their borrowing needs since 2010 Lower your monthly mortgage payments
    Pay off your mortgage in less time
    Pay off your other debts
    Use your home equity to get extra cash
    Make home improvements"

  • Residential Mortgage, LLC
  • 100 Calais Drive, Anchorage, AK, 99503
  • Lends in Alaska
  • Our mission is to find the mortgage that best fits our clients’ needs. Since our inception, we’ve provided more than 60,000 loans to Alaskans, including Conventional loans to Fannie Mae and Freddie Mac, Federal Housing Administration (FHA) loans, Rural Development loans, HUD 184 loans for Alaska Natives and American Indians, Alaska Housing

  • Homestate Mortgage Company
  • 3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
  • Lends in Alaska
  • Homestate Mortgage, we offer a wide variety of loan programs to fit any home buying scenario. Whether you're buying your very first home or a veteran homeowner moving up or downsizing, we have the right mortgage & program to fit your needs.Our staff of seasoned professionals will make certain that the mortgage part of your home buying experience

  • Raven Mortgage
  • 11900 Industry Way, Unit M-5, Anchorage, AK, 99515
  • Lends in Alaska
  • Raven Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options .

  • Credit Union 1
  • 1941 Abbott Rd, Anchorage, AK, 99507
  • Lends in Alaska
  • In 1952, Credit Union 1 began as a small Anchorage teachers' credit union. Since then, we've grown to serve over 93, 000 members from Ketchikan to Nome. Together, we represent a large and diverse membership base that extends to anyone who lives or works in the great state of Alaska.