In the year 2026, the FHA loan limit assigned to Butte county within Matanuska-Susitna, AK, is set at $472,030 for a single-family home. For homes designed to accommodate two units, the limit climbs to $604,400; for residences with three units, it's $730,525; and where four units are concerned, the cap is placed at $907,900. This provides ample coverage for a range of housing needs under the FHA program.
The maximum loan amount determined for conventional financing on a single-family dwelling is $1,089,300. For two-unit accommodations, it increases to $1,394,775. For properties consisting of three units, the ceiling is $1,685,850, and for those with four units, it stands at $2,095,200. This framework facilitates different financing opportunities, where the size of the property dictates the lending scale.
To explore today’s optimum FHA rates and calculate the necessary downpayment, income needs, credit requirements, reserves, and documentation for qualification, make use of our comprehensive FHA calculator. This essential tool provides clarity for those embarking on the journey of homeownership and simplifies the calculation of financial requirements.
The Lendersa® calculator is designed to facilitate a thorough comparison of FHA loan rates and terms against those offered by various other loan programs. Delve into alternatives such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options to determine the best financial fit.
Lendersa® consolidates detailed loan program data from a wide array of lenders, providing you with rapid, personalized comparisons that align with your unique financial profile, delivering palpable insights to aid your decision-making process.
Referring to the Loan Limits Comparison Table for 2026 in Butte county, which falls within Matanuska-Susitna, AK, enables you to compare the maximal loan amounts available under FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. For a detailed assessment of qualification criteria, such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™). This valuable tool supports your preparation for meeting the standards required in securing the most favorable loan conditions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $413,700 | $413,700 | $413,700 | $413,700 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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