During 2026, the FHA loan caps for Ketchikan county in Ketchikan Gateway, AK are established as follows: $485,300 for single-family homes, $621,250 for two-unit properties, $750,950 for those with three units, and $933,300 for homes with four units.
Regarding conventional loans, the maximum permissible amount for single-family properties is $1,089,300. For residences comprising two units, the limit is $1,394,775; for three units, it is $1,685,850; and a four-unit dwelling has a cap of $2,095,200.
To identify the best FHA rates currently available, use our FHA calculator. It will also help calculate the necessary down payment, assess income, analyze credit needs, understand reserve requirements, and determine the documentation necessary for qualification.
The Lendersa® calculator is a powerful tool that allows you to compare FHA rate and terms against those of other loan programs. Delve into and assess options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with their FHA counterparts.
Data sourced from thousands of lenders enables Lendersa® to swiftly analyze and align these options with your specific financial profile and needs.
For 2026, our Loan Limits Comparison Table, applicable to Ketchikan county in Ketchikan Gateway, AK, provides a comparative view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For a detailed comparison of criteria such as income, reserves, and credit requirements, Lendersa® Super Loan Integrated Qualifier (SLIQ™) is recommended.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $485,300 | $621,250 | $750,950 | $933,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $381,400 | $381,400 | $381,400 | $381,400 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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