In 2026, FHA loan limits in Alexandria county, located in Calhoun, AL, are structured as follows: for a single-family home, the limit is $472,030; for duplexes or 2-unit properties, it's $604,400; for 3-unit homes, it's $730,525; and for living spaces with 4 units, the maximum is $907,900.
The maximum amounts for conventional loans are set as $726,200 for a single-family residence, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Utilize our FHA calculator to discover today’s best FHA rates, and calculate the necessary downpayment, income, credit, reserves, and documents needed for qualification.
With the Lendersa® calculator, compare FHA rates and terms with all other loan programs. Examine options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Data on loan programs is collated from thousands of lenders, allowing Lendersa® to offer rapid comparisons that reflect your unique financial profile and circumstances.
The Loan Limits Comparison Table for 2026 in Alexandria, situated in Calhoun, AL, provides a comprehensive overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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