FHA Loan Limits for Alexandria, Calhoun County, AL in 2026

In 2026, FHA loan limits in Alexandria county, located in Calhoun, AL, are structured as follows: for a single-family home, the limit is $472,030; for duplexes or 2-unit properties, it's $604,400; for 3-unit homes, it's $730,525; and for living spaces with 4 units, the maximum is $907,900.

The maximum amounts for conventional loans are set as $726,200 for a single-family residence, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.

Utilize our FHA calculator to discover today’s best FHA rates, and calculate the necessary downpayment, income, credit, reserves, and documents needed for qualification.

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With the Lendersa® calculator, compare FHA rates and terms with all other loan programs. Examine options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Data on loan programs is collated from thousands of lenders, allowing Lendersa® to offer rapid comparisons that reflect your unique financial profile and circumstances.

The Loan Limits Comparison Table for 2026 in Alexandria, situated in Calhoun, AL, provides a comprehensive overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Alexandria county of Calhoun, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Alexandria FHA Lenders

  • Fort McClellan Credit Union
  • 1010 Golden Springs Road, Anniston, AL, 36207
  • Lends in Alabama
  • Fort McClellan Credit Union has strived to be a trusted resource for our members in achieving a brighter financial future while pursuing their dreams. We believe that our job is doing the right things for the right reasons on behalf of our collective membership. While we certainly must be experts at managing both balance sheet & income statement.

  • Providence Mortgage PC
  • 311 East 11th Street, Anniston, AL, 36207
  • Lends in Alabama
  • Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.

  • Jackson Mortgage Company, Inc.
  • 1119 Leighton Ave., Anniston, AL, 36207
  • Lends in Alabama
  • Jackson Mortgage Company is a full-service mortgage lender with more than 20 years of experience serving Anniston, Alabama and the surrounding community. Even if you don’t know us by name, you might recognize our “Call My Daddy!” catchphrase and watching Kelsey Jackson, daughter of owner Larry Jackson, grow up on our billboards through the years.

  • Family Savings Credit Union
  • 711 E. Meighan Blvd, Gadsden, AL, 35903
  • Lends in Alabama
  • "Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper.
    The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"

  • NobleBank & Trust
  • 1509 Quintard Ave, Anniston, AL, 36201
  • Lends in Alabama
  • At NobleBank, we are committed to providing the highest quality banking services with a friendly, family-oriented approach that helps both families and businesses in Central Alabama. It’s simple to open or switch your accounts to NobleBank, and our local bankers simplify the process by helping every step of the way.

  • First Equity Home Loan, Inc
  • 315 Broad Street, Gadsden, AL, 35901
  • Lends in Alabama
  • Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We’re commonly called loan officers, loan consultants, mortgage experts, mortgage pro's loan originators, mortgage bankers, mortgage pro's...you get the picture.

  • Gadsden Mortgage
  • 230 N 3rd St, Suite C, Gadsden, AL, 35901
  • Lends in Alabama
  • "adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family.
    We offer a variety of loan products from construction loans"

  • ALABAMA TEACHERS CREDIT UNION
  • 702 Walnut Street, Gadsden, AL, 35901
  • Lends in Alabama
  • Alabama Teachers Credit Union was organized in March 1959 with just two employees, and was located on the second floor of the Gadsden City Board of Education Building. Previously known as Etowah Teachers Credit Union, our original Select Employee Group (SEG) was only open to employees and family members of the Gadsden City

  • Primemax Mortgage Group
  • 311 West Grand Ave, Rainbow City, AL, 35906
  • Lends in Alabama
  • Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.

  • Goldstar Mortgage Inc
  • 1557 Chesnut Bypass, Centre, AL, 35960
  • Lends in Alabama
  • Goldstar Mortgage Inc. is located in beautiful Centre, Alabama. Our goal is to provide you with exceptional customer service, lowest rates, and minimal closing cost. Since 1995, Goldstar Mortgage has helped thousand of clients across the State of Alabama purchase their dream home, refinance to lower their payment