FHA Loan Limits for Boaz, Marshall County, AL in 2026

In 2026, the FHA loan limit within Boaz county of Marshall, AL is set at $472,030 for a single-family dwelling. It rises to $604,400 for 2-units, $730,525 for 3-units, and $907,900 for properties with 4-units.

The cap for conventional loans on a single-family residence is $726,200. This increases to $929,850 for homes with two units, $1,123,900 for three units, and peaks at $1,396,800 for four-unit properties.

Use our FHA calculator to discover today’s best FHA rates. It helps determine downpayment, income, credit score requirements, reserves, and documents necessary for qualification.

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The Lendersa® calculator lets you compare FHA rates and terms with all other loan programs. Explore, analyze, and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA terms.

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The Loan Limits Comparison Table for 2026 in Boaz, in Marshall, AL, provides a breakdown of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan values. To compare qualification essentials like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Boaz county of Marshall, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Boaz FHA Lenders

  • Southern Home Mortgage Corporation
  • 888 US-431, Boaz, AL, 35957
  • Lends in Alabama
  • Southern Home Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Cadence Bank
  • 8031 US Highway 431, Albertville, AL, 35950
  • Lends in Alabama
  • Cadence Bank is a leading regional banking franchise with $47.8 billion in assets* and more than 400 branch locations across the South, Midwest and Texas. Cadence provides consumers, businesses and corporations with a full range of innovative banking and financial solutions.Services and products include consumer banking and more.

  • Mortgage Group
  • 8180-B US Hwy 431, Albertville, AL, 35950
  • Lends in Alabama
  • We want to be your mortgage lending solution. Full Service mortgage broker. We close Conventional, FHA, VA and USDA mortgage loans. Experienced with first time home buyers, move up buyers, retirees, primary residence, 2nd homes, and investment purchases. Over 30 years of experience in all types of mortgage lending.

  • First Lenders Mortgage
  • 8357 US HWY 431, Albertville, AL, 35950
  • Lends in Alabama
  • First Lenders Mortgage Corporation was founded in 1988 and has offices in Albertville and Homewood to serve customers throughout the state of Alabama. At First Lenders Mortgage, we assist countless home buyers with the mortgage process, delivering personal service and exceptional value to our clients. At First Lenders, we assist you

  • Citizens Bank & Trust AL
  • 711 Gunter Avenue, Guntersville, AL, 35976
  • Lends in Alabama
  • Today’s banking customers have come to expect convenient, advanced financial services. What you may not expect is truly personalized customer service from someone who takes time to understand your specific needs. At Citizens Bank & Trust, we believe you deserve both aspects in your banking relationship.

  • First Equity Home Loan, Inc
  • 315 Broad Street, Gadsden, AL, 35901
  • Lends in Alabama
  • Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We’re commonly called loan officers, loan consultants, mortgage experts, mortgage pro's loan originators, mortgage bankers, mortgage pro's...you get the picture.

  • Gadsden Mortgage
  • 230 N 3rd St, Suite C, Gadsden, AL, 35901
  • Lends in Alabama
  • "adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family.
    We offer a variety of loan products from construction loans"

  • ALABAMA TEACHERS CREDIT UNION
  • 702 Walnut Street, Gadsden, AL, 35901
  • Lends in Alabama
  • Alabama Teachers Credit Union was organized in March 1959 with just two employees, and was located on the second floor of the Gadsden City Board of Education Building. Previously known as Etowah Teachers Credit Union, our original Select Employee Group (SEG) was only open to employees and family members of the Gadsden City

  • Primemax Mortgage Group
  • 311 West Grand Ave, Rainbow City, AL, 35906
  • Lends in Alabama
  • Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.

  • Family Savings Credit Union
  • 711 E. Meighan Blvd, Gadsden, AL, 35903
  • Lends in Alabama
  • "Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper.
    The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"