In 2026, the FHA loan limits in Saks, located in Calhoun county, AL, are set at $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three units, and $907,900 for four-unit properties.
For conventional loans, the highest amount for a single-family residence is $726,200, followed by $929,850 for two-unit homes, $1,123,900 for three, and $1,396,800 for four units.
Use our FHA calculator to explore today’s most favorable FHA rates and identify the downpayment, income, credit, and reserves required, including documents necessary for qualifying.
The Lendersa® calculator permits comparison between the FHA rates and terms with those of other loan programs. Investigate and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates extensive loan program data from numerous lenders, swiftly matching it to your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Saks county of Calhoun, AL provides a means to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification necessities like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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