In 2026, the FHA loan limits within Woodstock county, which is part of Bibb, AL, are as follows: a single-family home is limited to $472,030, two-unit properties are capped at $604,400, three-unit buildings have a limit of $730,525, and four-unit homes can go up to $907,900.
For conventional loans, the maximum amounts are defined as $726,200 for single-family homes, $929,850 for two-unit buildings, $1,123,900 for three units, and $1,396,800 for properties with four units.
Our FHA calculator can help you explore today's best FHA rates and ascertain the appropriate downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows for comparison between FHA rates and terms and those of other loan programs. Options to review include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Utilizing data sourced from thousands of lenders, Lendersa® offers quick comparisons tailored to your specific financial profile and needs.
The comprehensive Loan Limits Comparison Table for 2026 located in Woodstock, within Bibb, AL, provides detailed information on maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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