El-Dorado, Union Arkansas FHA loan limit in 22026

For 2026, the FHA loan limits in El-Dorado county of Union, AR are $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit structures, and $685,400 for four-unit homes.

The maximum conventional loan amount available is $548,250 for a single-family residence, $702,000 for two-unit homes, $848,500 for three units, and $1,054,500 for four-unit properties.

Our FHA calculator is available to help you find today's best FHA rates and calculate necessary downpayments, as well as understand the income, credit, reserves, and documentation needed to qualify.

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Discover loan options in El-Dorado, AR

The Lendersa® calculator allows you to evaluate FHA rates and terms alongside those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

With access to comprehensive data from thousands of lenders, Lendersa® provides quick comparisons based on your individual financial situation and needs.

In El-Dorado county of Union, AR, the Loan Limits Comparison Table for 2026 allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications like income, reserves, and credit needs, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

	SFR	2 Units	3 Units	4 Units
FHA	$356,362	$456,275	$551,500	$685,400
Conventional Conforming	$548,250	$702,000	$848,500	$1,054,500
Convetional High Balance	$548,250	$702,000	$848,500	$1,054,500
USDA	$285,000	$285,000	$285,000	$285,000
VA	$548,250	$702,000	$848,500	$1,054,500
None-Qm	$1,500,000	$1,500,000	$1,500,000	$1,500,000
None- QM- Super Jumo	$5,000,000	$5,000,000	$5,000,000	$5,000,000
Reverse Mortgage (HECM)	$822,375	$822,375	$822,375	$822,375
Proprietary Reverse Mortgage (Non-FHA)	$4,000,000	$4,000,000	$4,000,000	$4,000,000
Hard Money	$90,000,000	$90,000,000	$90,000,000	$90,000,000

El-Dorado FHA Lenders
(870) 863-7000 Lender's profile and map First Financial Bank 214 N Washington Ave, El Dorado, AR, 71730 Lends in Arkansas First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
(855) 855-3268 Lender's profile and map Farmers Bank & Trust 1129 E Main St, Magnolia, AR, 71753 Lends in Arkansas Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc
(870) 304-3200 Lender's profile and map Timberline Federal Credit Union 1101 Main, Crossett, AR, 71635 Lends in Arkansas In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
(870) 352-3107 Lender's profile and map FBT Bank & Mortgage 200 West Fourth Street, Fordyce, AR, 71742 Lends in Arkansas In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
(501) 332-6955 Lender's profile and map Malvern National Bank 501 South Main Street, Malvern, AR, 72104 Lends in Arkansas MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.
(870) 541-1000 Lender's profile and map Simmons Bank 501 S Main St, Pine Bluff, AR, 71601 Lends in Arkansas Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
(501) 315-5626 Lender's profile and map Alcoa Community Federal Credit Union 1125 Military Road, Benton, AR, 72015 Lends in Arkansas The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.
(501) 671-2038 Lender's profile and map Cooperative Extension Federal Credit Union 2301 S. University Ave, Little Rock, AR, 72204 Lends in Arkansas Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees. CESFCU became a Federally Chartered Credit Union in 1992
(501) 223-2000 Lender's profile and map Eagle Bank & Trust 650 S Shackleford Rd, Suite 150, Little Rock, AR, 72211 Lends in Arkansas Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee
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(318) 255-3733 Lender's profile and map CNext Bank 505 North Vienna Street, Ruston, LA, 71270 Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.