For 2025, in the county of Mississippi, AR, the FHA loan caps in Osceola are established at $472,030 for single-family homes, $604,400 for two-unit buildings, $730,525 for three-unit properties, and $907,900 for properties with four units.
The utmost loan amount for conventional loans on single-family homes is $726,200, increasing to $929,850 for two-unit properties, $1,123,900 for buildings with three units, and $1,396,800 for properties with four units.
Utilize our FHA calculator to discover the best rates available today, alongside calculating your downpayment, and understanding the income, credit, reserves, and documentation necessary for loan qualification.
With the Lendersa® calculator, you can effectively compare the rates and terms of FHA loans alongside other offerings such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from a vast array of lenders and rapidly assesses this information to align with your specific financial needs.
The Loan Limits Comparison Table for 2025 in Osceola, located in Mississippi, AR, details the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper comparison of qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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