For the year 2025, FHA loan limits in Pocahontas county of Randolph, AR are specified as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit buildings.
Conversely, the maximum loan amounts for conventional loans are set at $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to check the most competitive FHA rates available today and to calculate the required down payment, income, credit status, reserve funds, and essential documentation for qualification.
Employ the Lendersa® calculator to assess and compare FHA rates and terms against those of various other loan programs. Investigate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
By sourcing data from numerous lenders, Lendersa® rapidly analyzes these options, taking into account your unique financial circumstances and preferences.
For detailed loan comparisons for 2025 in Pocahontas county of Randolph, AR, refer to the Loan Limits Comparison Table, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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