For the year 2026, the FHA loan restrictions in the county of Wynne, located in Cross, AR, are set at $472,030 for single-family homes, with an increase to $604,400 for two-unit properties, $730,525 for three units, and $907,900 for properties with four units.
Conversely, the highest loan amount available for conventional loans for a single-family house is $726,200. This amount changes to $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.
By using our FHA calculator, you can discover the most competitive FHA rates of the day, calculate your needed downpayment, and see the income, credit score, reserves, and documentation required to qualify.
With the Lendersa® calculator, you have the ability to compare the rates and terms of FHA loans against those of other loan programs. Discover and evaluate options ranging from conventional loans, jumbo loans, VA loans, USDA loans, and Non-QM loans, to hard money loans, all in comparison with FHA options.
Lendersa® aggregates loan program details from an extensive network of lenders, evaluating it swiftly against your specific financial circumstances and requirements.
In 2026, the Loan Limits Comparison Table for Wynne in the county of Cross, AR illustrates the highest allowable loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. If you're eager to compare qualification criteria such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) will assist you in doing so efficiently.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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