In 2026, the FHA loan limits in Chino-Valley county of Yavapai, AZ are set at $356,362 for a single-family home, with amounts going up to $456,275 for two-units, $551,500 for three-units, and reaching $685,400 for four-units.
For conventional loans, the maximum for a single-family residence is $548,250. This limit extends to $702,000 for two-units, $848,500 for three-units, and reaches up to $1,054,500 for homes with four units.
Use our FHA calculator to find today’s preferred FHA rates, and to evaluate downpayment requirements, income, credit score, reserves, and necessary documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Look into the options within Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Gathering extensive loan data from thousands of lenders, Lendersa® quickly matches programs to your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Chino-Valley, within Yavapai county, AZ, provides a detailed view of maximum loan amounts across multiple categories: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a comprehensive analysis of qualification prerequisites such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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