For 2026, the FHA loan limit in Oracle county of Pinal, AZ is $530,150 for a single-family home, $678,700 for 2-units, $820,350 for 3-units, and $1,019,550 for 4-units.
Conventional loan maximums are $726,200 for a single-family residence, increasing to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to find today’s best FHA rates and determine required downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with all other loan program terms. Explore choices, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves data from thousands of lenders, quickly aligning it with your specific financial profile and needs.
Access the Loan Limits Comparison Table for 2026 in Oracle county, Pinal, AZ to see FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For reviewing qualification needs like income, reserves, and credit, turn to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $530,150 | $678,700 | $820,350 | $1,019,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $353,200 | $353,200 | $353,200 | $353,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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