FHA Loan Limits for Prescott-Valley, Yavapai County, AZ in 2025

In the year {CURRENT_YEAR}, the FHA loan cap for a single-family home in Prescott-Valley county within Yavapai, AZ is set at {DETAILS_LOAN_LIMIT_FHA1}. It is {DETAILS_LOAN_LIMIT_FHA2} for 2-unit residences, {DETAILS_LOAN_LIMIT_FHA3} for 3-unit homes, and {DETAILS_LOAN_LIMIT_FHA4} for properties with 4 units.

For conventional loans, the highest obtainable amount for a single-family dwelling is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For 2-units it is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for 3-units this amount is {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for 4-unit residences, the limit is {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.

Use our FHA calculator to find today's top FHA rates and to determine the necessary downpayment, income, credit status, reserves, and paperwork to qualify effectively.

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Explore Loan Possibilities in Prescott-Valley, AZ

The Lendersa® tool allows for comparison of FHA rates and terms against alternative loan programs. Discover how Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans measure up alongside FHA options.

Lendersa® swiftly aggregates lender data across thousands of offers, tailoring results to your unique financial background and requirements within moments.

The Loan Limit Comparison Table for {CURRENT_YEAR} in Prescott-Valley county of Yavapai, AZ showcases differences among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan max limits. To examine qualification factors like income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Prescott-Valley county of Yavapai, AZ

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Kierland Mortgage Group, Inc.
  • 6424 East Greenway Parkway, Suite 100, Scottsdale, AZ, 85254
  • Kierland Mortgage Group, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are an Arizona-based mortgage company that wants to be your trusted guide through the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.
  • Clover Key Home Loans
  • 7047 E. Greenway Parkway, Suite 160, Scottsdale, AZ, 85254
  • At Clover Key Home Loans®, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
  • Taylor Financial Group LLC
  • 6424 E Greenway Pkwy, Scottsdale, AZ, 85254
  • Taylor Financial Group LLC is a professional mortgage brokerage firm located in Scottsdale, Arizona. As a mortgage broker, we are different than a bank or credit union that offers mortgage products. They are retail lenders, offering their own limited number of loan options at higher retail interest rates.
  • Arizona Home Loan, LLC
  • 6239 E Marilyn Rd, Scottsdale, AZ, 85254
  • At Arizona Home Loan. We are a full-service mortgage company based in Scottsdale, AZ. We specialize in home purchase loans and refinancing in Scottsdale, Phoenix, Paradise Valley, and Gilbert. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85254, 85016,
  • Valley Savers Mortgage, LLC
  • 13402 North Scottsdale Road, Suite B-185, Scottsdale, AZ, 85254
  • The Valley Savers Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Marketline Mortgage, LLC
  • 16427 N Scottsdale Rd, Suite 410, Scottsdale, AZ, 85254
  • Come experience the Marketline difference. Quick, easy and stress-free is our goal! We go out of our way to find the lowest rates available for your situation, provide stellar personal service, keep you in the loop, and provide your financing as quick as possible. Above all, we want you to feel at home throughout the process.
  • Homeowners Financial Group USA, LLC
  • 16427 N. Scottsdale Road, Suite 145, Scottsdale, AZ, 85254
  • Since we first opened our doors in 2004, Homeowners Financial Group has been committed to serving the needs of borrowers, while maintaining a corporate culture focused on family. We take pride in being able to help people complete one of the most important financial transactions they will ever have–purchasing a home.
  • Tri-Point Capital
  • 6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254
  • Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve
  • Orchard Funding
  • 11333 N Scottsdale Rd, Suite 293, Scottsdale, CA, 85254
  • Orchard Funding is a private lender providing fix & flip, bridge financing and ground up construction loans for the professional real estate investor. Loans are underwritten and funded in-house thus enabling swift decisions, flexible lending solutions and quick closings. Orchard Funding originates approximately $60,000,000 in loans annually.
  • Jamison Rich Mortgage Corporation
  • 2432 West Peoria Ave, Suite 1073, Phoenix, AZ, 85029
  • We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line.
  • Hilton Financial Corporation
  • 11024 N. 28th Drive Suite #170, Phoenix, AZ, 85029
  • Hilton Financial is one of the oldest and experienced Hard Money Lenders and Hilton Financial Corporation (HFC) combines the experience and talent of some of the top mortgage, management and supervisory specialists available. Jack Hilton and Sue Watford each bring with them more than 35 years of administrative.
  • Shebang Mortgage, LLC
  • 14824 West Voltaire Street, Surprise, AZ, 85379
  • Our Goal is to be the Whole Shebang to you & Help you with whatever you need without charging fees like most companies.If you need Help, then you are the right place! We can also Help with your Real Estate needs at our sister company Shebang Realty.We are Eager for Every Opportunity to Help someone with a Home Purchase or Mortgage Refinance loan