In the year 2025, the FHA loan cap for a single-family home in Prescott-Valley county within Yavapai, AZ is set at $356,362. It is $456,275 for 2-unit residences, $551,500 for 3-unit homes, and $685,400 for properties with 4 units.
For conventional loans, the highest obtainable amount for a single-family dwelling is $548,250. For 2-units it is $702,000, for 3-units this amount is $848,500, and for 4-unit residences, the limit is $1,054,500.
Use our FHA calculator to find today's top FHA rates and to determine the necessary downpayment, income, credit status, reserves, and paperwork to qualify effectively.
The Lendersa® tool allows for comparison of FHA rates and terms against alternative loan programs. Discover how Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans measure up alongside FHA options.
Lendersa® swiftly aggregates lender data across thousands of offers, tailoring results to your unique financial background and requirements within moments.
The Loan Limit Comparison Table for 2025 in Prescott-Valley county of Yavapai, AZ showcases differences among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan max limits. To examine qualification factors like income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
