In 2026, the FHA loan limits in Camarillo, Ventura county, CA, are $948,750 for a single-family home, $1,214,600 for two-unit properties, $1,468,150 for three-unit homes, and $1,824,550 for four-unit buildings.
The maximum loan amount for conventional loans on a single-family residence is $948,750, $1,214,600 for 2-units, $1,468,150 for 3-units, and $1,824,550 for 4-units.
Use our FHA calculator to see today’s top FHA rates and determine necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Assess and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Using data gathered from thousands of lenders, Lendersa® provides rapid comparisons based on your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Camarillo county, Ventura, CA, offers a detailed view of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly examine qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| USDA | $680,800 | $680,800 | $680,800 | $680,800 |
| VA | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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