2026 FHA Loan Limits for Carson, Los Angeles County, California

In 2026, FHA loan limits for Carson county in Los Angeles, CA, are $1,089,300 for single-family homes, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

The maximum for conventional loans on a single-family residence is $1,089,300. For 2-units, it's $1,394,775, for 3-units it's $1,685,850, and for 4-units, it's $2,095,200.

Use our FHA calculator to explore today's FHA rates and determine necessary downpayment, income, credit, reserves, and documents for qualification.

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Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, along with FHA.

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The Loan Limits Comparison Table for 2026 in Carson, Los Angeles, CA, displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Carson county of Los Angeles, CA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Carson FHA Lenders

  • Pacific Transportation Federal Credit Union
  • 101 West Walnut Street, Suite 101, Gardena, CA, 90248
  • Lends in California
  • Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.

  • 1st California Security Investments, Inc
  • 1225 W 190th, Suite 320, Gardena, CA, 90248
  • Lends in California
  • 1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth

  • Gardena Financial Mortgage
  • 1516 West Redondo Beach Boulevard, Gardena, CA, 90247
  • Lends in California
  • Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.

  • Pacific West Mortgage Fund
  • 1971 West 190th Street, Suite 200, Torrance, CA, 90504
  • Lends in California
  • "We are a pooled mortgage fund of nearly 100 investors with total portfolio value that fluctuates between $27-32 million and growing.

    For brokers and potential borrowers:
    -Business purpose loans only on most property types.
    -Our primary area is Southern CA but will consider loans in any major market etc.."

  • Henry Munoz Real Estate Loans
  • 2430 Torrance Blvd, Suite F, Torrance, CA, 90501
  • Lends in California
  • Henry Munoz was raised in the Los Angeles County area known as the South Bay.He grew up in Lomita, CA. Served 6 years in the United States Army and also California National Guard as a Medic.Henry attended the Academy of Health Sciences at Ft Sam Houston TX. Henry Munoz is Licensed as a Real Estate Broker by the California Department of Real Estate.

  • Trec Lending Inc
  • 21171 South Western Avenue, Suite 2824, Torrance, CA, 90501
  • Lends in California
  • Trec Lending Inc founder of the Raymond A. Bennett specialize in representing clients in the purchase and sale of single-family residences and income property within Carson also Focused on FHA financing which includes First Time Buyer Programs, Reverse Mortgage for seniors, & VA Loans

  • D.Reams And Company
  • 1308 Sartori Avenue, Suite 105, Torrance, CA, 90501
  • Lends in California
  • Providing superior real estate services to hundreds of South Bay and Southern California families and investors.
    Specialization includes Torrance, Redondo Beach, the Palos Verdes Peninsula, the Beach cities and the surrounding communities of Lomita, Gardena, Carson and unincorporated areas of Los Angeles county.

  • SkyOne Federal Credit Union
  • 14600 Aviation Blvd, Hawthorne, CA, 90250
  • Lends in California
  • SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation

  • US Lending & Company Inc.
  • 12846 Hawthorne Boulevard, Hawthorne, CA, 90250
  • Lends in California
  • US Lending & Company, Inc. is South Bay’s leading mortgage lender and held in high regard throughout the entire state of California. Whether you are buying, building or refinancing, we provide our clients with education, strategy and guidance to help them achieve their financial goals.

  • Korb Capital Inc.
  • 12844 Inglewood Avenue, Hawthorne, CA, 90250
  • Lends in California
  • KORB Capital a Mortgage and Real Estate company in Los Angeles serving all of Los Angeles and surrounding areas. Specializing in Private Lending and all aspects of Real Estate. We Have the RIGHT LOAN for the first time home buyer, repeat buyers and homeowners looking to refinance.