In 2026, the FHA loan ceiling in Cudahy, Los Angeles county of CA stands at $1,089,300 for single-family homes, $1,394,775 for two-unit properties, $1,685,850 for three-unit residences, and $2,095,200 for four-unit buildings.
The highest loan amount for conventional loans on a single-family dwelling is $1,089,300; for two-unit homes, it increases to $1,394,775; for three-unit properties, it reaches $1,685,850; and for four-unit houses, it caps at $2,095,200.
Utilize our FHA calculator to reveal today’s top FHA rates and ascertain the necessary downpayment, income, credit, reserves, and documentation required for eligibility.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently acquires and matches comprehensive data from thousands of lenders with your financial requirements and profile in seconds.
Consult the Loan Limits Comparison Table for 2026 in Cudahy, Los Angeles county, CA. It provides comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money maximum loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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