FHA Loan Limits for Golden-Hills, Kern County, CA in 2023

In 2024, FHA loan limit in Golden-Hills county of Kern, California is $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Golden-Hills county of Kern, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Golden-Hills county of Kern, CA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $291,100 $291,100 $291,100 $291,100
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • 1st Reliant Home Loans Inc.
  • 3002 Dow Ave, Suite 202, Tustin, CA, 92780
  • 1st Reliant Home Loans With visionary leadership, expertise in the financial services sector, and an entrepreneurial spirit, our 1st Reliant corporate team has over 30 years of experience in the mortgage industry. Passionate about helping our clients achieve their lifestyle and financial goals.
  • Independent Funding Group
  • 202 Fashion Lane, Suite 106, Tustin, CA, 92780
  • The Independent Funding Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • LoanRx
  • 222 Fashion Lane, Suite 105, Tustin, CA, 92780
  • LoanRx A team of seasoned Loan Advisers who truly care for your needs. In 2018 Jenny Partnered up with Blaine Podkowa for Real Estate and Mortgage. Together, Jenny and Blaine Re Branded Vision Financial to LoanRx for Mortgage and built a Real estate team called "List". Jenny specializes in all aspects of Residential Real estate.
  • American Home Loan Center
  • 17291 Irvine Blvd, Suite 158, Tustin, CA, 92780
  • Buenaventura Inc. dba American Home Loan Center, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage.
  • OC Home Loans and Finance
  • 17461 Irvine Boulevard, Suite S, Tustin, CA, 92780
  • OC Home providing clients with the highest quality financial services combined with the lowest rates available in your area. I will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan.
  • Advantage Mortgage Service
  • 100 West Main Street, Suite 10, Tustin, CA, 92780
  • Advantage Mortgage Service covers the full spectrum of requirements related to the title, appraisal, escrow and lender to ensure a smooth process for you to get the wisest structured and best tailored loan that meets your needs, whether it's a 30-year or 15-year (fixed or adjustable rate) or any type of specialty loan.
  • Falcon Investment and Loans, Inc
  • 151 Yorba St, Suite 100, Tustin, CA, 92780
  • We are a Premier Mortgage Banker specializing in all types of Mortgage loans. We have dedicated Loan Specialists and Realtors on staff to help you with pre approving clients for the best loan that will fit their needs as well as helping with the purchasing or selling of existing Real Estate.
  • Red White & Blue Lending
  • 2522 Chambers Road, Suite 106, Tustin, CA, 92780
  • "Red White & Blue Lending is a mortgage broker company. It was founded in 2016 by Alex Zelada with 14 years’ experience in the home financing industry. Our products include: • Purchase and refinance options • Conforming and High Balance mortgages • FHA mortgage • VA mortgages • Jumbo mortgages"
  • Blue Stone Capital Corporation
  • 151 North Tustin Avenue, Suite A-4, Tustin, CA, 92780
  • Blue Stone Capital Corporation is based in Tustin, California. The company has net-branches in 30 states in the U.S. Its mission is to help borrowers find the best mortgages to suit their individual needs. We do this by providing information about all aspects of the mortgage process, including interest rates, monthly payments and closing costs
  • Rosiles Group
  • 131 North Tustin Avenue, Suite 101, Tustin, CA, 92780
  • Rosiles Group prides itselt in communication. We are here to answer any questions before during and after the close of you file. Technology has been a major focus for mortgage companies, but nothing can replace the role of the loan officer in your home buying and refinancing needs.
  • Skynet Financial Co.
  • 17482 Irvine Boulevard, Suite 232, Tustin, CA, 92780
  • Skynet Financial Co We take great pride in what we do. We have been serving the state of California for over 20 years and it’s our specialty to help anyone we can get the loan they deserve. and also providing a Fixed & ARMs, Home Equity Line of Credit Loans, FHA Loans, VA Loans, Stated Income and hard money