In {CURRENT_YEAR}, within Ladera-Ranch of Orange county, CA, the FHA loan limits are {DETAILS_LOAN_LIMIT_FHA1} for single-family homes, {DETAILS_LOAN_LIMIT_FHA2} for homes with two units, {DETAILS_LOAN_LIMIT_FHA3} for three-unit properties, and {DETAILS_LOAN_LIMIT_FHA4} for four-unit buildings.
Conventional loans have a maximum amount of {DETAILS_LOAN_LIMIT_CONVENTIONAL1} on single-family homes, rising to {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two-unit residences, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three-unit homes, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for those with four units.
Utilize our FHA calculator to find today's ideal FHA rates and understand the down payment, income requirements, credit scores, reserves, and documents necessary for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with other loan program options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders, quickly analyzing it against your financial situation and requirements.
Use the Loan Limits Comparison Table for {CURRENT_YEAR} at Ladera-Ranch, in Orange county, CA, to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), as well as hard money loan maximums. Leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed comparisons of qualification needs, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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NMLS 1795154
