In 2026, the FHA loan limit in Marina, within the county of Monterey, CA, is set at $915,400 for a single-family home, $1,171,900 for properties with two units, $1,416,550 for three-unit homes, and $1,760,400 for those with four units.
The maximum for conventional loans on single-family dwellings is $915,400. Limits rise to $1,171,900 for two-unit properties, $1,416,550 for three-unit residencies, and $1,760,400 for four-unit homes.
Use our FHA calculator to explore today’s top FHA rates, ascertain the required downpayment, income, credit, reserves, and documentation for qualification.
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The Lendersa® calculator provides tools for comparing FHA rates and terms with those of other programs. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all reviewed alongside FHA options.
Lendersa® effectively collects extensive data from thousands of lenders, aligning it with your specific financial profile and needs efficiently.
Access the Loan Limits Comparison Table for 2026 in Marina, Monterey county, CA, to compare the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comprehensive qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
| USDA | $683,500 | $683,500 | $683,500 | $683,500 |
| VA | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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