In {CURRENT_YEAR}, the FHA loan limits in Modesto, part of Stanislaus, CA, are structured as follows: {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for 2-unit properties, {DETAILS_LOAN_LIMIT_FHA3} for 3-unit properties, and {DETAILS_LOAN_LIMIT_FHA4} for those with 4-unit setups.
For conventional loans, the maximum borrowable amounts are set at {DETAILS_LOAN_LIMIT_CONVENTIONAL1} for single-family homes. For 2-unit dwellings, the limit goes up to {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, while 3-unit accommodations allow for {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for 4-units, the ceiling is {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
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The Loan Limits Comparison Table for {CURRENT_YEAR} in Modesto, housed within Stanislaus, CA, compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification requirements such as income, reserve needs, and credit standings, take advantage of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $412,000 | $412,000 | $412,000 | $412,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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