2023 FHA Loan Limits for Modesto, Stanislaus County, California

In 2024, FHA loan limit in Modesto county of Stanislaus, California is $517,500 for a single-family home, $662,500 for 2-units, $800,800 for 3-units, and $995,200 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Modesto county of Stanislaus, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Modesto county of Stanislaus, CA

SFR 2 Units 3 Units 4 Units
FHA $517,500 $662,500 $800,800 $995,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $412,000 $412,000 $412,000 $412,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Grace Capital Group Real Estate Partners
  • 301 Forest Ave, Laguna Beach, CA, 92651
  • Grace Capital has been engineering financial solutions for Middle Market Real Estate Companies for more than 20 Years, nationwide. Over $3 Billion of debt, equity & investments closed with Teamwork, Precision & Execution thru Direct Lending, Family Offices, Private Funds, Wealthy Investors,
  • Legacy Home Loans Inc
  • 25950 Acero, Suite 210, Mission Viejo, CA, 92691
  • At Legacy Home Loans our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of ReFinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over the life
  • Consumer Direct Home Loans
  • 25209 Terreno Drive, Mission Viejo, CA, 92691
  • At Consumer Direct Home Loans, where we specialize in residential mortgages. At Consumer Direct Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • South Coast Funding Group
  • 26381 Crown Valley Parkway, Suite 130, Mission Viejo, CA, 92691
  • At South coast funding group Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Open House Funding
  • 26842 Via Matador, Mission Viejo, CA, 92691
  • Open House Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Nationwide Financial Lending
  • 27281 Las Ramblas, Suite 200, Mission Viejo, CA, 92691
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • DEJ Lending Services
  • 26522 La Alameda, Suite 200, Mission Viejo, CA, 92691
  • Dej Lending is a California-based mortgage brokerage firm that specializes in mortgage loans for homes of all shapes, sizes, and prices. Our main focus is on personalizing your loan to fit your needs. A mortgage is the biggest financial commitment you can make, and our expertise and dedication to customer service will give you complete confidence
  • William Eugene Goocher
  • 26060 Acero, Suite 115, Mission Viejo, CA, 92691
  • SJ&B Mortgage is located in Mission Viejo, California. We pride oursellves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan.