In the year 2026, the FHA loan limits for Montebello county, in the area of Los Angeles, CA, are set at $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for three units, and $2,095,200 for four-unit houses.
For conventional loans, the highest loan cap for a single-family residence is $1,089,300. For two-unit properties, the limit is $1,394,775, $1,685,850 for three-unit homes, and $2,095,200 for four-unit homes.
Calculate today's best FHA rates using our calculator to evaluate down payments, income requirements, credit needs, reserve amounts, and necessary documentation to qualify.
With the Lendersa® calculator, you can weigh FHA rates and conditions against those of other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® pulls data from thousands of lenders to instantly compare against your specific financial situation.
Reference the 2026 Loan Limits Comparison Table for Montebello county, Los Angeles, CA, which includes FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money funding. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to check the qualification needs for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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