2026 FHA Loan Limits for Vacaville, Solano County, California

For 2026, FHA loan limits in Vacaville county, Solano, CA, are $685,400 for single-family homes, $877,450 for 2-units, $1,060,600 for 3-units, and $1,318,100 for 4-units.

Conventional loans' maximum amounts are $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to explore today's top rates and evaluate down payment, income, credit, reserves, and necessary documents for qualification.

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With the Lendersa® calculator, compare FHA rates and terms with other loan programs. Assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.

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The Loan Limits Comparison Table for 2026 in Vacaville, Solano, CA, shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. For criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Vacaville county of Solano, CA

SFR 2 Units 3 Units 4 Units
FHA $685,400 $877,450 $1,060,600 $1,318,100
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $491,200 $491,200 $491,200 $491,200
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Platinum Mortgage Executives
  • 1445 Horizon Court, San Marcos, CA, 92078
  • Lends in California
  • Platinum Mortgage Executives the mortgage and real estate industry since 1997, David Braun understands what it takes to get tough deals done. David has worked on countless transactions in his 22 years of experience. He is licensed to serve clients in California and Colorado. and also lifetime loan available.

  • Josh Jelsing
  • 1635 South Rancho Santa Fe Road, Suite 204, San Marcos, CA, 92078
  • Lends in California
  • Josh Jelsing has been in the banking and lending industry since 1999, when he began his career at JP Morgan Chase. After serving his nation in the United States Marine Corp for 4 years, Josh immediately took an offer with Chase to work as a Junior Loan Officer. He quickly became one of the top loan officers in an office of 150+

  • West Coast Financial
  • 1 Bella Vita Way, San Marcos, CA, 92078
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Reliance Bay Funding
  • 950 Boardwalk Street, Suite 301, San Marcos, CA, 92078
  • Lends in California
  • At Reliance Bay Funding. We are a full-service mortgage company based in San Diego California meeting the mortgage loan needs of our clients since 2004. We specialize in residential mortgages and offer purchase and refinance home loans in all of California counties. We can help you realize your dreams of homeownership

  • Superb Mortgage and Real Estate, Inc.
  • 733 Hollowbrook Ct, San Marcos, CA, 92078
  • Lends in California
  • Superb Mortgage and Real Estate was founded in 2008. This is a full service mortgage and real estate company. We specialize in finding the best mortgage for our clients financial situation. On the Real Estate side we also offer experienced agents who can assist with the purchasing or selling of residential properties.

  • VanDyk Mortgage
  • 310 Via Vera Cruz Suite ste 210 and 211, San Marcos, CA, 92078
  • Lends in California
  • VanDyk Mortgage was organized in 1987 by Founder and CEO Thomas L. VanDyk in Grand Rapids, Michigan.As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years.We currently have over 500 employees with 93 branch office locations in 38 states across the U.S.

  • Crest Funding Group Inc
  • 625 Ezee Street, Encinitas, CA, 92024
  • Lends in California
  • We are truly passionate about our profession & the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors & the most experienced Realtors in the country. Our mission is to guide you through the entire home loan process, so that you feel confident about the options available for you.

  • Citywide Financial Corp
  • 417 Hickoryhill Drive, Encinitas, CA, 92024
  • Lends in California
  • The Express Mortgage Approval is a special service we have created to help simplify the loan application and approval process, so you can obtain your approval easier and faster. Our online loan application only takes a few minutes to fill out. Upon receipt of the application, we will complete your loan approval within 24 hours.

  • MJS Mortgage
  • 1345 Encinitas Blvd, Suite 401, Encinitas, CA, 92024
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • IFC Mortgage
  • 326 Encinitas Blvd, Suite 200, Encinitas, CA, 92024
  • Lends in California
  • IFC Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you're a Veteran, first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Sanborn Financial
  • 4403 Manchester Avenue, Suite 202, Encinitas, CA, 92024
  • Lends in California
  • Sanborn Financial can help you achieve your goals. To set up the right Encinitas, CA Mortgage plan for you, get in touch with us -- we're happy to help. Owner Doug Sanborn can help you with the respect due an esteemed customer and give you the personal service you deserve. owner can understand the big commitment you are making in buying a home