In 2025, the FHA loan limit for Wasco in Kern, CA, stands at $472,030 for a single-family residence. For properties with two units, the limit reaches $604,400; for three units, it is $730,525; and for properties with four units, it extends to $907,900.
Conventional loans have a cap of $726,200 for single-family houses. For two-unit dwellings, the maximum is $929,850, while three-unit homes are limited to $1,123,900, and four-unit properties can go up to $1,396,800.
Utilize our FHA calculator to discover today's finest FHA rates, which can help you determine the downpayment, income, credit, reserves, and documents necessary for qualification.
With the Lendersa® calculator, you are enabled to compare FHA rates and terms alongside all other loan programs. Discover opportunities in Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, assessing them against FHA.
Lendersa® swiftly acquires data from a multitude of lenders, ensuring an immediate fit with your financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Wasco, Kern, CA, allows for a comprehensive comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limitations. For a detailed examination of qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,100 | $345,100 | $345,100 | $345,100 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
