For the year 2026, the FHA loan limit applicable in West-Athens county, Los Angeles, within CA is set at $822,375 for single-family residences. It increases to $1,053,000 for two-unit structures, reaches $1,272,750 for triplex configurations, and maxes out at $1,581,750 for four-unit properties.
When it comes to conventional loans, the cap for a single-family home is $822,375. Two-unit homes allow a maximum loan of $1,053,000, three-unit residences cap at $1,272,750, and four-unit properties are limited to $1,581,750.
Utilize our all-encompassing FHA calculator to find the most competitive FHA rates today and determine essential elements such as the down payment, income, credit prerequisites, reserves, and the documentation required to qualify.
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With the Lendersa® calculator, you have the tool to evaluate FHA rates and conditions alongside all other major loan programs. Dive deep and contrast options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans beside FHA selections.
Effortlessly gathering data from a vast number of lending institutions, Lendersa® provides a rapid assessment tailored to your precise financial profile and requirements.
The Loan Limits Comparison Table for 2026, relevant to West-Athens county, Los Angeles, within CA, allows comparison across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in terms of maximum amounts you can borrow. To rigorously compare the qualification requirements like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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