2025 FHA (Government Loans) Limits for Alamosa, Alamosa County, Colorado

For 2025, FHA loan limits in Alamosa county, Alamosa, CO, are: $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The ceiling for conventional loans is $726,200 for a single-family, $929,850 for two-unit properties, $1,123,900 for triplexes, and $1,396,800 for four-unit buildings.

Utilize our FHA calculator to view today’s competitive FHA rates and determine necessary downpayment, income, credit, reserves, and documents to qualify.

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Explore Loan Alternatives in Alamosa, CO

With Lendersa® calculator, compare FHA rates and terms to those of other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® compiles extensive data from thousands of lenders, providing swift comparisons tailored to your financial profile and needs.

The Loan Limits Comparison Table for 2025 in Alamosa county, Alamosa, CO, showcases maximum loan amounts for products including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Alamosa county of Alamosa, CO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $420,600 $420,600 $420,600 $420,600
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • On Q Financial
  • 100 Sun Ave NE, Suite 650, Albuquerque, NM, 87109
  • On Q Financial, Inc. believes the Dream of Homeownership is INCLUSIVE and prides itself on simplifying the mortgage process. There is nothing like the joy, comfort, and security that comes from owning a home, and On Q Financial takes great pride in knowing they helped over 10,000 families achieve their dream last year.
  • Select Mortgage
  • 8100 Ralston Rd, Suite 230, Arvada, CO, 80002
  • Select Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Brookside Lending
  • 5460 Ward Road, Suite 215, Arvada, CO, 80002
  • Brookside Lending is a Experienced mortgage broker team to help you obtain the best available products and pricing for your home purchase, home refinance, or reverse mortgage needs. speciality in Residential and Investment property transactions Home Refinance options The real estate buying and selling process and Fixed & ARMs, Jumbo Reverse more
  • Venture Financial Inc
  • 6850 West 52nd Avenue, Suite 101, Arvada, CO, 80002
  • Venture Financial, Inc. is a small business doing big things. We are a locally owned company with over 20 years experience in the mortgage industry. Whether you are a first time homebuyer or someone investing in a second property, we are here to walk alongside you. We look at your financial situation as a whole
  • Legacy Mutual Mortgage
  • 5690 Webster Street, Arvada, CO, 80002
  • Legacy Mutual Mortgage is an approved HUD Lender and a member of the Texas Mortgage Bankers Association. We've been in business since April 2005 as a full service mortgage banking company originating, underwriting and closing conventional, FHA, VA, Texas Vet and USDA mortgage loans.
  • Aurora Lending
  • 14221 E 4th Ave, Suite 111, Aurora, CO, 80011
  • We are a family-owned lending company based in Aurora. We specialize in traditional and reverse mortgages. We also provide Construction, FHA and VA loans. Great history providing quality services to their clients.You can choose Aurora Lending we have been in this line of work for many years.
  • Empire Lending 1
  • 14201 East 4th Avenue, Suite 120, Aurora, CO, 80011
  • Empire Lending 1 is specialized in providing new home buyers and existing homeowners with a wide variety of home purchase and mortgage refinance loan products. Empire Lending 1 works with a wide network of wholesale mortgage lenders to provide our clients with more home mortgage options than most banks
  • 303homefinancing LLC
  • 14201 e 4th Ave, Aurora, CO, 80011
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • New Capital Finance
  • 5770 McIntyre St, Suite 5, Golden, CO, 80403
  • New Capital Finance local mortgage company that cares and will move at YOUR speed. No Junk fees ever and we work with SEVERAL banks to ensure the best pricing and service and We work with hundreds of mortgage lenders, shop the rates for you, we're local and have 15+ years of experience.
  • Golden Lenders
  • 18950 W 54th, Golden, CO, 80403
  • We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer