For 2026, FHA loan limits in Alamosa county, Alamosa, CO, are: $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The ceiling for conventional loans is $726,200 for a single-family, $929,850 for two-unit properties, $1,123,900 for triplexes, and $1,396,800 for four-unit buildings.
Utilize our FHA calculator to view today’s competitive FHA rates and determine necessary downpayment, income, credit, reserves, and documents to qualify.
With Lendersa® calculator, compare FHA rates and terms to those of other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles extensive data from thousands of lenders, providing swift comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Alamosa county, Alamosa, CO, showcases maximum loan amounts for products including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $420,600 | $420,600 | $420,600 | $420,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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