In 2026, the FHA loan limits for properties located in Castle-Pines-Village county of Douglas, CO, are defined as follows: $596,850 for a single-family home; $764,050 for properties consisting of two units; $923,600 for those with three units; and $1,147,800 for buildings with four units. This structured limit offers guidance for potential buyers looking to secure financing through FHA loans, based on the number of units in their respective property.
For conventional loans, the maximum amounts are determined differently: a single-family residence can secure a loan up to $596,850. For a two-unit property, the limit is set at $764,050. For properties with three units, the cap extends to $923,600, and those with four units can borrow up to $1,147,800. Understanding these limits is crucial for financial planning under conventional lending conditions.
Utilize our FHA calculator to explore today’s top FHA rates and calculate crucial financial details, including down payments, income thresholds, credit assessments, reserves, and necessary documentation for loan qualification. This tool is essential for anyone embarking on the journey to secure an FHA loan.
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The Lendersa® calculator equips you to compare the rates and terms of FHA loans with those of numerous other loan programs. This includes conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, offering a comprehensive overview to help identify which lending product aligns best with your financial profile and long-term goals.
Lendersa® gathers extensive loan program data from thousands of lenders, efficiently aligning this data with your unique financial characteristics to present personalized lending solutions that perfectly fit your requirements.
Refer to the Loan Limits Comparison Table for 2026 in Castle-Pines-Village county of Douglas, CO, providing detailed insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan classifications. To better compare qualification requirements, such as income, reserves, and credit criteria, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™), offering you in-depth analysis and guidance in evaluating your finance options comprehensively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $596,850 | $764,050 | $923,600 | $1,147,800 |
| USDA | $477,400 | $477,400 | $477,400 | $477,400 |
| VA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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