In the year 2026, FHA loan limits in the county of Englewood, which is part of Arapahoe, CO, are set at $787,750 for single-family homes. For properties with two units, the limit is $1,008,450, while for three units, it reaches $1,219,000. For those with four units, the cap is $1,514,950.
The conventional loan limits are structured slightly differently: $787,750 is the maximum for single-family residences. For two-unit houses, the limit is $1,008,450; for three-unit properties, it’s $1,219,000; and for four-unit buildings, the ceiling is $1,514,950.
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The Loan Limits Comparison Table for 2026, pertinent to Englewood county in Arapahoe, CO, provides a clear overview of maximum loan amounts. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To get a deeper understanding of qualification requirements like income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| USDA | $547,400 | $547,400 | $547,400 | $547,400 |
| VA | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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