For 2026, in the county of Highlands-Ranch, part of Douglas, CO, the FHA limits are set as follows: $596,850 for a single-family residence, $764,050 for properties with two units, $923,600 for three-unit buildings, and $1,147,800 for four-unit properties.
In terms of conventional loans, the highest allowable lending amounts are $596,850 for single-family homes, $764,050 for two-unit homes, $923,600 for three-unit properties, and a ceiling of $1,147,800 for four-unit residences.
Utilize our FHA calculator to find the best current FHA rates and to comprehend the necessary down payment, income qualifications, credit score, reserves, and documentation to qualify.
The Lendersa® calculator gives you the power to contrast FHA rates and terms with those of other loan programs. Thoroughly explore and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® compiles loan data from a wide array of thousands of lenders and rapidly compares it to suit your specific financial profile within seconds.
The Loan Limits Comparison Table for 2026 in Highlands-Ranch county within Douglas, CO allows you to check maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification criteria like income levels, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $596,850 | $764,050 | $923,600 | $1,147,800 |
| USDA | $477,400 | $477,400 | $477,400 | $477,400 |
| VA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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