2025 FHA Loan Limits for Vail, Eagle County, Colorado

In the year 2025, the FHA loan limits established for Vail county in Eagle, CO, are as follows: a single-family home can have a loan limit up to $1,075,250. For properties with two units, the limit is set at $1,376,550. For residences featuring three units, the limit extends to $1,663,900, and for those that contain four units, the maximum loan amount reaches $2,067,850. It's crucial for potential homebuyers to understand these restrictions when planning their finances around FHA loans.

When discussing conventional loans, the maximum loan amount for a single-family residence stands at $1,075,250. For houses with two units, the permissible limit rises to $1,376,550. If a dwelling contains three units, the cap is elevated to $1,663,900, and for households with four units, the highest legal amount is $2,067,850. Awareness of these figures is vital for arranging financing through conventional loans.

Explore today’s most advantageous FHA rates using our FHA calculator. This tool helps you determine the necessary down payment, calculate required income levels, check credit scores, ensure reserve adequacy, and gather the documentation needed for loan qualification. It is an indispensable resource for guiding you through the loan application process.

Compare loan offers from an extensive network of 100 lenders to find the most suitable terms that align with your financial objectives.

Evaluate Loan Opportunities in Vail, CO

The Lendersa® calculator is equipped to facilitate a detailed comparison between the rates and terms of FHA loans and those of a variety of other loan programs. Among these are conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, all renowned for offering different borrowing conditions that might suit your financial needs.

This dynamic tool sources comprehensive loan program data from thousands of lenders and quickly matches it against your individualized financial profile, ensuring you receive options that best fit your personal circumstances and financial goals.

The Loan Limits Comparison Table for 2025 found in Vail county of Eagle, within CO, provides a detailed outline of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification requirements such as income, reserves, and credit standing, leverage the power of the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which offers comprehensive insights into diverse lending scenarios, aiding you in making the best decision possible for your financial future.

Loan limits Vail county of Eagle, CO

SFR 2 Units 3 Units 4 Units
FHA $1,075,250 $1,376,550 $1,663,900 $2,067,850
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,075,250 $1,376,550 $1,663,900 $2,067,850
USDA $690,000 $690,000 $690,000 $690,000
VA $1,075,250 $1,376,550 $1,663,900 $2,067,850
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • SOUTH PARK MORTGAGE LLP
  • SK 12-A Lake Cherokee, Henderson, TX, 75652
  • The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • VALUE FUNDING INCORPORATED
  • 126 Lanark Drive, San Antonio, TX, 78218
  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met
  • High Lakes Lending LLC
  • 2755 NW Crossing Dr., Suite 229, Bend, OR, 97703
  • At High Lakes Lending, LLC, we look forward to meeting with you in person any chance we can get. Please feel free to schedule a meeting to discuss your Home Buying or Refinance plans. Too busy for an in person meeting? We also will schedule meetings by phone or video conference.
  • Educate Mortgage
  • 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598
  • Educate Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
  • Client Direct Mortgage
  • 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598
  • Client Direct Mortgage was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
  • Mount Diablo Lending
  • 2700 Ygnacio Valley Road, Suite 255, Walnut Creek, CA, 94598
  • Mount Diablo Lending was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
  • Integrus Mortgage
  • 3093 Citrus Circle, Suite 145, Walnut Creek, CA, 94598
  • Multifaceted, highly experienced, and results-driven professional who has demonstrated the ability to thrive independently as well as lead a diverse team of professionals to new levels of success in extremely competitive industries, volatile markets, and fast-paced environments. Strong business qualifications with an impressive track record of
  • Equity Prime Mortgage Missouri
  • 6036 Weldon Spring Pkwy, Weldon Spring, MO, 63304
  • Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country. We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company has Certified Underwriters on staff which allows issuing a decision on your application quickly.
  • ELending Group LLC
  • 700 Spirit Of St. Louis Boulevard, Unit E, Chesterfield, MO, 63005
  • ELending Group LLC, professional mortgage company specializing in residential mortgages. At ELending Group LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. We have relationships with many lenders.
  • Hometown Equity Mortgage
  • 1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376
  • Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.