2026 FHA (Government Loans) Limits for Meriden, New Haven County, Connecticut

In 2026, the FHA loan limit for Meriden county, located in New Haven, CT, is $472,030 for a single-family home. For 2-unit buildings, it's $604,400; for 3-units, it's $730,525; and for 4-units, it increases to $907,900.

The upper limit for conventional loans on a single-family house is $726,200, rising to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Utilize our FHA calculator to view today's best FHA rates and assess necessary downpayment, income, credit, reserves, and documentation for qualification.

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Evaluate Your Loan Choices in Meriden, CT

The Lendersa® calculator lets you compare FHA terms and rates with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.

Lendersa® gathers data from thousands of lenders, enabling swift comparisons against your specific financial profile and needs.

The 2026 Loan Limits Comparison Table for Meriden county in New Haven, CT, covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. To compare requirements for qualification like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Meriden county of New Haven, CT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Meriden FHA Lenders

  • Planet Home Lending, LLC
  • 321 Research Parkway, Suite 303, Meriden, CT, 06450
  • Lends in Connecticut
  • Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our Mortgage Loan Specialists happily and professionally provide their services.

  • Planet Home Lending
  • 321 Research Parkway, Suite 303, Meriden, CT, 06450
  • Lends in Connecticut
  • Simply put, if you succeed, we all do. That is why we operate with the belief that we’re all in this together, committed to harnessing the full power of the Planet Family of Companies to ensure comprehensive safety, security, and well-being throughout what for many is a life-defining journey to homeownership.

  • Achieve Financial Credit Union
  • PO Box 7030, Berlin, CT, 06037
  • Lends in Connecticut
  • For over 80 years, Achieve Financial Credit Union has been dedicated to providing credit union members with added financial value to their lives by providing them with fast, easy and convenient services. Achieve Financial Credit Union has been improving the financial lives of our members since 1934.

  • LENDirect Mortgage Inc
  • 1227 Farmington Avenue, Berlin, CT, 06037
  • Lends in Connecticut
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Financial Solutions & Real Estate Investments LLC
  • 10 Green Valley Drive, Plantsville, CT, 06479
  • Lends in Connecticut
  • Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.

  • Rapid Response Mortgage Services LLC
  • 416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
  • Lends in Connecticut
  • Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws

  • Sensible Mortgage Solutions LLC
  • 31 Liberty Street, Suite 306, Southington, CT, 06489
  • Lends in Connecticut
  • Sensible Mortgage Solutions is the founder of the Jeremy Hyatt focus has always been to do the right thing by each client and provide the best loan experience possible. Jeremy’s commitment to professional excellence and a strong desire to help others is what separates him from the competition. When not assisting clients.

  • New England Home Mortgage
  • 37 W. Center Street, Suite 208, Southington, CT, 06489
  • Lends in Connecticut
  • At New England Home Mortgage, we have over 50 years of industry experience to rely on. We offer a full suite of mortgage products and the highest level of customer service. Each mortgage team member will give you undivided attention, learn your unique financial situation, and explain the best mortgage solution available for you.

  • Allied Funding Group
  • 130 North Main Street, Wallingford, CT, 06492
  • Lends in Connecticut
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Platinum Mortgage Solutions Inc
  • 33 Fair Street, Suite 101, Wallingford, CT, 06492
  • Lends in Connecticut
  • Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it’s buying a new home or refinancing an existing home, the Platinum team has your back. Licensed in Connecticut & Florida.