For 2026, the FHA loan limit in Shelton county of Fairfield, CT is $707,250 for single-family homes, $905,400 for 2-units, $1,094,450 for 3-units, and $1,360,100 for buildings with 4-units.
The highest loan amount available for conventional loans is $726,200 for a single-family, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for 4-units.
Use our FHA calculator to check today’s prime FHA rates and calculate the downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator helps you compare FHA rates and conditions with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® collects data from thousands of lenders and provides quick comparisons against your specific financial profile.
Consult the Loan Limits Comparison Table for 2026 in Shelton county, Fairfield, CT, which features FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed comparisons of requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,600 | $556,600 | $556,600 | $556,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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