As of 2026, the FHA loan limits in West-Haven county, under New Haven, CT, are set as follows: $356,362 for single-family homes, $456,275 for 2-unit properties, $551,500 for 3-unit residences, and $685,400 for 4-unit buildings.
For conventional loans, the peak lending amount is $548,250 for single-family homes. Duplexes have a cap of $702,000, for triplexes it is $848,500, and four-unit properties are limited to $1,054,500.
Use our FHA calculator to access the best available FHA rates today and determine required elements such as downpayment, income, credit rating, available reserves, and necessary documentation to qualify.
The Lendersa® calculator is a robust tool that allows you to compare FHA rates and terms with those of a variety of other loan programs including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money options, providing a comprehensive understanding of your choices.
Lendersa® aggregates extensive loan program data from thousands of lenders, enabling swift comparisons matched to your individual financial profile and specific needs.
The 2026 Loan Limits Comparison Table for West-Haven county in New Haven, CT, offers a detailed look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For thorough comparisons of qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $305,900 | $305,900 | $305,900 | $305,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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