2026 FHA Loan Limits for Wolcott, New Haven County, Connecticut

In 2026, the FHA loan limit in Wolcott county of New Haven, CT is $472,030 for a single-family home, $604,400 for 2 units, $730,525 for 3 units, and $907,900 for 4 units.

For conventional loans, the maximum amounts are $726,200 for a single-family residence, $929,850 for 2 units, $1,123,900 for 3 units, and $1,396,800 for 4 units.

Use our FHA calculator to find today’s best FHA rates and see the necessary downpayment, income, credit, reserves, and documents needed for qualification.

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The Lendersa® calculator enables you to compare the rates and terms of FHA loans with other loan programs like conventional, jumbo, VA, USDA, Non-QM, and hard money loans.

It collects data from thousands of lenders and matches it to your financial profile quickly.

For 2026, the Loan Limits Comparison Table in Wolcott, New Haven, CT, includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Evaluate requirements like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Wolcott county of New Haven, CT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Wolcott FHA Lenders

  • New England Residential Finance, LLC
  • 415 Wolcott Road, Unit 4, Wolcott, CT, 06716
  • Lends in Connecticut
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs. But that's just the beginning of our service.

  • BestWay Mortgage Corp.
  • 12 Center Street, Wolcott, CT, 06716
  • Lends in Connecticut
  • When it comes to getting a home mortgage, today's buyers have many options. So why do thousands of buyers choose BestWay Mortgage? Well, the secret to our success is really no big secret at all. We believe that if we put our clients first, do everything we can to provide the best mortgage options

  • Financial Solutions & Real Estate Investments LLC
  • 10 Green Valley Drive, Plantsville, CT, 06479
  • Lends in Connecticut
  • Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.

  • Mortgage Services, Inc
  • 193 Grand Street, Waterbury, CT, 06702
  • Lends in Connecticut
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"

  • Sensible Mortgage Solutions LLC
  • 31 Liberty Street, Suite 306, Southington, CT, 06489
  • Lends in Connecticut
  • Sensible Mortgage Solutions is the founder of the Jeremy Hyatt focus has always been to do the right thing by each client and provide the best loan experience possible. Jeremy’s commitment to professional excellence and a strong desire to help others is what separates him from the competition. When not assisting clients.

  • New England Home Mortgage
  • 37 W. Center Street, Suite 208, Southington, CT, 06489
  • Lends in Connecticut
  • At New England Home Mortgage, we have over 50 years of industry experience to rely on. We offer a full suite of mortgage products and the highest level of customer service. Each mortgage team member will give you undivided attention, learn your unique financial situation, and explain the best mortgage solution available for you.

  • FD Community Federal Credit Union
  • 601 Watertown Avenue, Waterbury, CT, 06708
  • Lends in Connecticut
  • FD Community Federal Credit Union is the oldest financial institution home based in Waterbury. We are a well established community institution in existence since 1934, providing the highest level of personal service and the most affordable financial services in the Greater Waterbury area.

  • First Bristol Federal Credit Union
  • 25 North Street, Bristol, CT, 06010
  • Lends in Connecticut
  • First Bristol Federal Credit Union is a full-service financial institution that was established in 1935. The Credit Union currently offers an array of first mortgages to fit members' needs. Our savings and loan rates are consistently better than most banks. You can handle all of your personal finances at the Credit Union.

  • Rapid Response Mortgage Services LLC
  • 416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
  • Lends in Connecticut
  • Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws

  • Mortgage Assistance Company LLC
  • 175 New Britain Avenue, Plainville, CT, 06062
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.