In 2026, FHA loan limits for Alturas county in Polk, FL are set at: $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three-unit buildings, and $907,900 for four-unit properties.
The highest loan amounts for conventional loans on single-family homes are set at $726,200. For duplexes, the limit is $929,850, for triplexes $1,123,900, and for fourplexes, it is $1,396,800.
Use our FHA calculator to access today's best FHA rates and establish the necessary downpayment, income, credit score, reserves, and documentation required for qualification.
The Lendersa® calculator can be used to compare FHA rates and terms with a variety of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly accesses loan data from thousands of lenders, matching it with your unique financial profile and needs.
The 2026 Loan Limits Comparison Table for Alturas county, Polk, FL offers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For an analysis of qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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