In the year 2026, the FHA loan limit for a single-family house in Bellair-Meadowbrook-Terrace, located in Clay county, FL, is $388,700. For a 2-unit building, the limit is $497,600, for a 3-unit, it's $601,500, and for a 4-unit property, it reaches $747,500.
Conventional loans offer a maximum amount of $548,250 for single-family homes, $702,000 for 2-unit homes, $848,500 for 3-unit setups, and $1,054,500 for properties with four units.
Try our FHA calculator to check today's top FHA rates and figure out the necessary down payment, income, credit, reserves, and documentation needed for loan qualification.
The Lendersa® calculator offers you a tool to compare the rate and terms of FHA loans with all other loan programs. Delve into and contrast Conventional, Jumbo, VA, USDA, Non-QM, and even hard money loans alongside FHA options.
Lendersa® pulls loan program data from a vast array of lenders, enabling you to instantly compare offers tailored to your specific financial profile and needs.
For the 2026, compare loan limits across Bellair-Meadowbrook-Terrace, Clay county, FL for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserve, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $388,700 | $497,600 | $601,500 | $747,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $310,900 | $310,900 | $310,900 | $310,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
