In 2026, the FHA loan limits applicable to Cross-City county, situated within Dixie, FL, are specified as follows: $356,362 for a single-family home, $456,275 for housing with 2-units, $551,500 for 3-unit residences, and $685,400 for properties with 4-units.
For conventional loans, the upper limit for a single-family dwelling is $548,250. The limits expand to $702,000 for two-unit dwellings, $848,500 for three units, and $1,054,500 for four-unit housing arrangements.
Our FHA calculator offers a valuable resource for reviewing today’s top FHA rates and for calculating crucial elements such as the required downpayment, necessary income, credit score, reserves on hand, and the documents necessary to achieve qualification.
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The Lendersa® calculator provides the capability to analyze FHA rates and terms against an extensive array of other loan programs available. Compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, as well as hard money loans, alongside FHA offerings.
Lendersa® swiftly sources loan program data from thousands upon thousands of lenders, aligning this extensive information with your specific financial profile to meet your needs directly.
For 2026, the Loan Limits Comparison Table in Cross-City county of Dixie, FL offers a comprehensive analysis of the maximum loan amounts accessible across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve deeper into the specifics of qualification — including requirements such as income, reserves, and credit — employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $287,040 | $287,040 | $287,040 | $287,040 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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